Bear-y Bizarre Insurance Scheme Busted in Southern California!
In a wild twist that sounds straight out of a Hollywood movie, four residents of Southern California have been arrested for a jaw-dropping insurance fraud scheme involving a person donning a bear costume. Yes, you read that right! In January, a video surfaced showing what appeared to be a bear rifling through a lavish Rolls-Royce parked in a driveway. But as it turns out, things were not quite what they seemed!
The Action Unfolds
It all began when this strange footage was submitted to insurance companies by the owners of luxury cars who claimed their vehicles had been damaged by this so-called “bear.” The bear was seen on video enthusiastically tearing apart the fancy upholstery inside these high-end cars. Collectively, the three insurance companies involved dished out over $140,000 to cover the damages reported.
But hold on a second! Something didn’t sit right in the minds of investigators. One insurance company got suspicious and decided to report the video and the claw marks visible on the upholstery to the California Department of Insurance. Unbeknownst to the scammers, this was just the beginning of their downfall.
Operation Bear Claw Takes Action
Not one to waste time, the California Department of Insurance launched an investigation they cleverly dubbed Operation Bear Claw. After taking a closer look at the footage, the investigators made a shocking realization: that “bear” wasn’t actually a bear at all! It was, in fact, a person dressed in a bear costume trying to pull off one of the most outrageous scams ever!
But that wasn’t all! The claw marks inside the luxurious vehicles? Investigators discovered that they were not left by a bear’s powerful claws but were actually made using a common kitchen tool used for shredding meat. Can you imagine? When it comes to creativity, these folks really took it to the next level!
Time for Justice
Following the conclusion of their investigation, the department wasted no time in taking action. They arrested four individuals in the Glendale area of Los Angeles County: Ruben Tamrazian, Ararat Chirkinian, Vahe Muradkhanyan, and Alfiya Zuckerman. Each of them is now facing serious charges of insurance fraud and conspiracy.
This outlandish effort saw these residents not just trying to dupe the insurance companies but potentially putting the whole notion of “bear” damage into a humorous yet troubling light. As the California Department of Insurance stated, their “Operation Bear Claw” has certainly delivered a thundering message that fraud won’t go unnoticed.
Wrap-Up
As this strange story of disguise and deception continues to unfold, it leaves people chuckling over the imagination required to concoct such a scheme. It also raises questions about the lengths to which some might go to make a quick buck. While it’s easy to feel amused by the antics of the individuals involved, it’s a stark reminder that fraud is no laughing matter, and it’s taken seriously by authorities!
So, the next time you spot what you think could be a bear rummaging through a car—a friendly tip: don’t rush to conclusions! It just might be Jerry or Sally in a costume trying to make some easy money!

Author: STAFF HERE MYRTLE BEACH
The HERE Myrtle Beach Staff Writers are a collaborative team of journalists, editors, and local contributors passionate about delivering accurate, timely information to the Myrtle Beach community. As part of the HEREcity.com Network, which powers over 100 U.S. city sites including HEREcolumbia.com, our staff draws on collective experience in South Carolina journalism to cover everything from business sales and real estate developments to dining deals and community initiatives. Our Expertise and Background Local Roots in Myrtle Beach Our team includes lifelong Myrtle Beach residents and SC natives with deep knowledge of the area’s history, economy, and culture. We’ve covered key events like the recent developments along the Grand Strand, Myrtle Beach’s tourism and hospitality industry, and growth in local education sectors (e.g., Coastal Carolina University programs). Collective Experience With over 50 combined years in journalism, our staff has backgrounds in print, digital media, and community reporting. We prioritize fact-based stories, drawing from sources like the Myrtle Beach Area Chamber of Commerce, city government records, and on-the-ground interviews. Commitment to Quality Every article is a group effort, involving research, editing, and verification to ensure reliability. We adhere to journalistic standards, citing credible sources and updating content as new details emerge.


