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South Atlantic Bancshares Announces Stock Repurchase Program

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Illustration symbolizing stock repurchase and financial growth

South Atlantic Bancshares, Inc.

South Atlantic Bancshares, Inc. is a regional financial services holding company headquartered in South Carolina. Established in 2000, the company has grown its footprint by acquiring and supporting community banks across the southeastern United States. The company’s mission centers on providing personalized banking solutions, fostering local economic development, and maintaining strong relationships with its clients. Over the years, South Atlantic Bancshares has expanded its services to include traditional banking, mortgage offerings, and wealth management, all while emphasizing community engagement and responsible banking practices. Its history reflects a commitment to stability, growth, and contributing to the financial well-being of the communities it serves.

News Summary

South Atlantic Bancshares, Inc. has revealed a new stock repurchase program for up to 378,613 shares of its common stock, aiming to boost shareholder value. The initiative will last twelve months and involves share buybacks through open market transactions and privately negotiated deals. The program’s implementation will be subject to market conditions and regulatory compliance, emphasizing the company’s stable financial health and commitment to its shareholders.

Myrtle Beach, South Carolina – South Atlantic Bancshares, Inc. has announced a new stock repurchase program that allows the company to buy back up to 378,613 shares of its common stock. This initiative is designed to enhance shareholder value and is set to remain effective for a period of twelve months, concluding on June 11, 2026.

The bank’s repurchase plan will facilitate share buybacks through both open market transactions and privately negotiated agreements. Adhering to the guidelines established under Rule 10b-18 of the Securities Exchange Act of 1934, the company will conduct open market purchases within prescribed limitations. Moreover, the program may include repurchases executed under a trading plan permitted by Rule 10b5-1, especially during self-imposed trading blackout periods or when regulatory restrictions are in place.

Factors influencing the extent of share repurchases will include the company’s stock performance, prevailing market conditions, compliance with legal requirements, availability of funds, and other pertinent considerations. It is important to note that the program is discretionary; thus, South Atlantic Bancshares may commence, halt, or terminate repurchases without prior notice. There is no obligation for the company to repurchase a specific number or value of shares, and there is no guarantee related to the quantity or value of shares that will ultimately be repurchased under this program.

As of March 31, 2025, South Atlantic Bancshares, Inc. reported approximately $1.9 billion in total assets. The banking subsidiary, South Atlantic Bank, operates from twelve locations along the South Carolina coast, offering a comprehensive range of banking services. These services primarily focus on personalized community banking tailored to the needs of individuals, small businesses, and corporations in the area.

South Atlantic Bancshares currently holds a market valuation of about $110.74 million, with shares trading at $15.98. According to InvestingPro data, the company has a price-to-book ratio of 0.94 and a P/E ratio of 10.46, reflecting its profitability over the past twelve months. The company has also received a FAIR financial health score, indicating stable financial performance.

This new stock repurchase program is a strategic move for South Atlantic Bancshares, signaling confidence in their ability to provide value to shareholders while highlighting the company’s overall financial health and market positioning.

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